At Darwin Mortgage Broker you not only get a mortgage broker, you get a trusted finance partner. One that will give you professional, expert and INDEPENDENT mortgage advice based on your unique circumstances.  Check out our tips below on what you should consider – and what questions to ask – before choosing the right mortgage broker and the right loan for you!  Then call today for your FREE CONSULTATION.

General questions to ask your mortgage broker:

  • How much experience do you have
  • Are you a member of the Mortgage Finance Association of Australia (MFAA) or Finance Brokers Association of Australia (FBAA)
  • How do you decide which loan is best suited to my personal situation
  • Am I entitled to any govt grants or subsidies

Questions to ask about your loan:

How much deposit do I really need, is it likely I will be approved and what is the application process?  This seems obvious but unlike Darwin Mortgage Brokers not all reputable brokers will offer this mortgage advice upfront

What type of loan is best for me and why?  There are literally 1000s of different options available today and the range is growing all the time.  Low Doc, Low Rate, Fixed Interest, Split Loans, Lines of Credit, the list is endless.  Call Darwin Mortgage Brokers today for FREE independent mortgage advice on what is best for you!

What will my total costs be?  Ask for an itemised breakdown of all costs including any mortgage broking fees, lender’s total fees including application and valuation costs, legal fees and statutory charges

What features/limitations are included with my loan? These can include (but are not limited to) re-draw facilities, fixed v variable rate, interest free credit cards, flexible repayment options, costs to pay the loan out early or make additional repayments

How long before I get the money?  Obtaining approval is generally quite quick but the process of obtaining a mortgage can take time so it’s best to know this at the beginning

Choosing the RIGHT mortgage is just as important as choosing the RIGHT home so make you choose the RIGHT mortgage broker to secure your family’s financial future.

Call today for your FREE consultation!